SM-practicality-and-saving-money

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Description

Ten Practical Tips That Save Money Saving money is not as hard as it seems. Here are ten practical tips that you can do to begin saving money, without changing your lifestyle. 1. Replace incandescent bulbs with compact fluorescent (CFL) bulbs. CFL bulbs consume 80% less energy than incandescent bulbs, but give the same illumination. Make sure to buy only lamps and bulbs that have the Energy Star rating to ensure quality 2. Make a list when going to the grocery and stick to it! Anything that is not on the list is not a ?need?, but merely a ?want? so avoid busting your pockets for unnecessary items. Buy non-perishable consumables in bulk to benefit from bulk discounts 3. Use coupons when available. Take the time and have the patience to clip and organize grocery coupons. When added together, savings from using all coupons in one grocery trip can be as much as $20-$30. Purchase dining and shopping coupons online

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